Definition: Let’s get serious for just a second. Often known as a COI, a Certificate of Insurance is document proof that there is current insurance coverage. This is typically a requirement to ensure that your event is protected from unexpected risks or liabilities. Many venues, vendors, or caterers may ask for this, and it’s also a good idea to have one yourself to help protect your big day.
Practical Use + Tips: A Certificate of Insurance is a way to ensure that your wedding is protected from unexpected incidents but also proves that your vendor team is up to date on their insurance and that we are covered if anything happens! Pretty much all venues require COI’s from all vendors working and I like to keep records from our vendor team too, just to be safe! Make sure to understand the specific requirements, coverage limits, and deadlines, and factor in the associated costs to ensure that you’re fully covered and that your wedding goes off without a hitch!
A few things to consider:
- We want to make sure you are covered, we typically get this no later then 30 days before the big day. I like to get this as soon as possible to limit our risk if anything happens!
- Coverage types can vary for your wedding, but if you are serving alcohol it’s a good thing to consider getting General Liability and Liquor Liability.